Fractional CFO Services

CFO-level financial strategy without the full-time cost.

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Fractional CFO services provide part-time Chief Financial Officer expertise without the cost of a full-time hire. Monaco CPA delivers cash flow forecasting, financial modeling, KPI dashboards, budget planning, and strategic financial advisory for NJ small businesses starting at $1,000/month.

Not every business needs a full-time CFO, but every growing business needs CFO-level thinking. Monaco CPA provides fractional CFO services that give you strategic financial guidance at a fraction of the cost of a full-time hire.

With an MBA in Business Analytics and hands-on CPA experience, I bring both the analytical rigor and the practical accounting knowledge your business needs to make confident financial decisions.

Whether you're planning for growth, managing cash flow challenges, preparing for funding, or simply want a clearer financial roadmap, fractional CFO services can make a real difference.

What's Included

Financial modeling and projections
Cash flow forecasting and management
Budgeting and variance analysis
KPI dashboard development
Profitability analysis by service/product
Pricing strategy support
Debt management and loan analysis
Growth planning and scenario modeling
Board and investor reporting
Strategic financial advisory

How It Works

1

Financial Deep Dive

I conduct a thorough review of your financials, goals, and challenges.

2

Strategic Plan

I develop a financial roadmap with models, projections, and KPIs.

3

Ongoing Advisory

Regular strategy sessions, reporting, and guidance as your business evolves.

4

Execution Support

I help implement financial strategies and track results against goals.

Frequently Asked Questions

How many hours per month does fractional CFO typically require?
It varies by business size and complexity. Most engagements are 5-15 hours per month, but I tailor the scope to your specific needs and budget.
What's the difference between a fractional CFO and a bookkeeper?
A bookkeeper records what happened. A CFO helps you plan what should happen. Fractional CFO services are strategic and forward-looking — budgeting, forecasting, financial modeling, and advising on major business decisions.
Do I need clean books before starting CFO services?
Ideally, yes — CFO-level analysis depends on accurate financial data. If your books need work, I can address that first or bundle bookkeeping with CFO services.
“Greg was very professional in helping me with my taxes. He broke it down and explained all the details. He was very easy to communicate with. His tax planning and strategies helped me save money.”

Brandon B.

These testimonials reflect individual client experiences and do not guarantee similar outcomes. Results vary based on each client's specific facts and circumstances. No client was compensated for providing a review. Tax savings and outcomes depend on individual tax situations and are not typical of all client experiences.

Ready to Get Started?

Start your tax return or send a message to discuss how I can help.

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