"Greg was very easy to work with. I had a complicated scenario that he was able to manage, with complete confidence. I would highly recommend using him."
"I've had a great experience working with Greg Monaco. He is incredibly detail-oriented and thorough, making sure everything is handled correctly and fully compliant. What really stood out to me is how proactive and dedicated he is."
"Monaco CPA is excellent to work with! Greg is detail-oriented, knowledgeable, and prompt. He's been instrumental in helping me get my business off the ground with a strong financial foundation."
"If you need a CPA or accountant in Livingston or Essex County, I highly recommend Greg at Monaco CPA. My wife and I switched because my old accountant often didn't return my calls. Greg is different."
"I've been working with Greg Monaco, CPA for a few years now, and he's honestly saved me real money with both personal tax help and crypto tax stuff."
"I've been working with Gregory Monaco CPA LLC for my taxes, and I couldn't be happier with the experience. Extremely professional, thorough, and organized from start to finish."
Testimonials reflect individual client experiences and do not guarantee similar outcomes. Tax savings and other results depend on each client's facts and are not typical of all engagements. No client was compensated for providing a review.
Last updated: May 2026
Gregory Monaco, CPA LLC d/b/a Monaco CPA ("we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at https://www.monacocpa.cpa or engage our services.
We may collect the following types of information:
Personal Information: Name, email address, phone number, mailing address, and other contact details you provide through our contact form, consultation scheduling, or client onboarding process.
Financial Information: Tax documents, financial statements, income information, and other financial data necessary to provide CPA services. This information is exchanged exclusively through our encrypted client portal (TaxDome).
Website Usage Data: We may collect anonymous usage data including IP address, browser type, pages visited, and time spent on the site through standard analytics tools.
We use collected information to provide and improve our CPA services, respond to inquiries, communicate about engagements, comply with legal and regulatory obligations, send occasional service updates (with consent), and improve website functionality. We do not sell, rent, or trade your personal information to third parties for marketing purposes.
We implement appropriate technical and organizational measures to protect your personal and financial data. Client documents are exchanged through TaxDome, which uses 256-bit SSL encryption, two-factor authentication, and SOC 2 compliant hosting. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
We use the following third-party services in connection with our practice. Each service has its own privacy policy governing their use of data.
pagead2.googlesyndication.com/ccm/collect with ad consent signals (ad_storage, ad_user_data, ad_personalization) explicitly denied (the gcs=G101 and npa=1 parameters on those requests reflect this denial). No advertising cookies are set, no audience or remarketing data is shared, and we do not run ads against this measurement._clck, _clsk) and may synchronize with Microsoft Bing identifiers under the Clarity-Bing data partnership; this is session-behavior telemetry, not ad targeting.Our website features AI-powered chat assistants (SAM and HASH) that provide general tax and accounting information. These assistants use an on-server intent-matching engine. Your messages are processed entirely on our servers and are never sent to third-party AI services. Chat conversations are not stored long-term by Monaco CPA and are not linked to your identity unless you voluntarily provide personal information. We do not use chatbot conversations for marketing purposes. The chatbot includes PII detection that blocks sensitive data (such as Social Security numbers and financial account information) from being processed.
Our website uses Google Analytics 4 (via Google Tag Manager) with Consent Mode v2. Google Tag Manager itself does not load until you affirmatively grant analytics consent through our cookie banner, so analytics cookies are not set by default. When you accept analytics, Google Tag Manager may also fire a Google Ads cookieless conversion-measurement endpoint, but with ad-consent signals (ad_storage, ad_user_data, ad_personalization) explicitly denied. No advertising cookies are set and no audience or remarketing data is shared. Microsoft Clarity, if managed by Google Tag Manager, loads on the same consent boundary. Vercel Analytics and Speed Insights are first-party and cookieless. You may decline analytics without affecting site functionality, and you can control cookie settings through your browser preferences. We do not use advertising cookies and do not run third-party tracking for ad targeting purposes.
Firm policy is to retain client records for approximately seven years following the completion of services. IRC § 6107(b) and Treas. Reg. § 1.6107-1 require preparers to keep a copy or list of returns for at least three years; longer retention applies to certain document types and may be required under New Jersey state law. Non-client inquiries are retained for a reasonable period to respond to your request.
Federal law imposes strict limits on how a paid tax return preparer may use or disclose information obtained in connection with the preparation of a tax return. Under 26 U.S.C. § 7216and Treas. Reg. § 301.7216, we will not use or disclose your tax return information for any purpose other than preparing, assisting in preparing, or obtaining or providing services in connection with the preparation of your return, unless you provide separate, signed, written consent that meets the form and content requirements of Rev. Proc. 2013-14 (as updated).
“Tax return information” includes any information furnished to us, by you or on your behalf, in connection with the preparation of a return — including the return itself, supporting schedules, work papers, basis records, and any personally identifiable information collected during the engagement. We do not use tax return information for marketing, do not share it with affiliates or referral partners, and do not include it in any analytics or training data.
Companion civil penalties under 26 U.S.C. § 6713and criminal penalties under § 7216 apply to unauthorized use or disclosure. If we ever need your consent for a specific secondary use, we will provide a separate § 7216 consent form that names the recipient, the purpose, and the duration of the consent before any disclosure occurs.
Monaco CPA is a New Jersey business and complies with the New Jersey Data Privacy Act (N.J.S.A. 56:8-166.4 et seq.), effective January 15, 2025. If you are a New Jersey resident, you have the right to:
Monaco CPA does not sell personal data, does not engage in targeted advertising, and does notuse automated profiling for consequential decisions. Tax return information is additionally protected under IRC § 7216 (see above) and is not subject to NJDPA data-subject deletion requests to the extent retention is required by federal tax law (IRC § 6107(b)).
To exercise NJDPA rights, contact us at taxhelp@MonacoCPA.CPA. We will respond within 45 days of receipt and may extend the response window once by an additional 45 days where reasonably necessary, as permitted by N.J.S.A. 56:8-166.7. You may appeal any decision by replying to our response email; if an appeal is denied, you may contact the New Jersey Division of Consumer Affairs.
You may request access to, correction of, or deletion of your personal information by contacting us. We will acknowledge your request within 10 business days and complete verified data deletion requests within 45 days of receipt, consistent with CCPA, VCDPA, and other applicable state privacy law requirements. Please note that certain information may need to be retained for legal, regulatory, or professional compliance purposes.
California Residents (CCPA/CPRA): If you are a California resident, you have the right to know what personal information we collect, request deletion of your data, and opt-out of the sale of your personal information. Monaco CPA does not sell personal information. To exercise your rights, contact us at taxhelp@MonacoCPA.CPA.
Other State Privacy Rights:Residents of Colorado, Connecticut, Virginia, Utah, and other states with comprehensive privacy laws may have additional rights regarding their personal data. Contact us to exercise any applicable rights under your state's privacy law.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
If you have questions about this Privacy Policy or our data practices, please contact us at taxhelp@MonacoCPA.CPA or call (862) 320-9554.