Terms of Service
Last updated: February 2026
Agreement to Terms
By accessing or using the website at https://monacocpa.cpa (the “Site”), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you should not use the Site.
No CPA-Client Relationship
Use of this website does not create a CPA-client relationship. Visiting this website, submitting a contact form, or scheduling a consultation does not create a CPA-client relationship. A formal engagement letter signed by both parties is required before any professional services begin.
Informational Content Only
The information provided is for general educational purposes only and does not constitute tax, legal, or investment advice. This content is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code. Tax outcomes depend on your specific facts and circumstances. Viewing this material does not create a CPA-client relationship. Personalized advice is provided only through a signed engagement letter.
Licensing
Monaco CPA LLC is licensed by the New Jersey State Board of Accountancy (Firm License #20CB00789800). Services are provided remotely to clients nationwide. Monaco CPA does not maintain physical offices outside New Jersey and does not hold CPA firm permits in other states.
Intellectual Property
All content on this Site — including text, graphics, logos, images, and software — is the property of Gregory Monaco, CPA LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written consent.
Testimonials & Reviews
These testimonials reflect individual client experiences and do not guarantee similar outcomes. Results vary based on each client's specific facts and circumstances. No client was compensated for providing a review. Tax savings and outcomes depend on individual tax situations and are not typical of all client experiences.
Media & Press Mentions
Greg Monaco was quoted or interviewed for editorial coverage. These mentions are not sponsored or paid placements.
AI Chatbot
This Site features AI-powered chat assistants (SAM and HASH) that provide general tax and accounting information. These assistants are artificial intelligence systems powered by an on-server intent engine and are not human. Responses are AI-generated and may contain inaccuracies. The chatbot does not provide professional tax, legal, or financial advice. Use of the chatbot does not create a CPA-client relationship. You should not rely on chatbot responses as a substitute for professional consultation. Do not share sensitive personal information (including Social Security numbers, financial account numbers, or passwords) through the chatbot.
External Links
This Site may contain links to third-party websites. These links are provided for convenience only. Monaco CPA does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites.
Limitation of Liability
To the fullest extent permitted by law, Gregory Monaco, CPA LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on any information provided herein.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.
Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the revised Terms.
Contact
Questions about these Terms should be directed to taxhelp@MonacoCPA.CPA.