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Tax Tips

1099 Forms in NJ: When to Issue, How to File, and Common Mistakes

June 20, 20256 min read

Failure to issue required 1099-NEC forms can result in penalties — and the IRS has been increasing enforcement.

When to Issue a 1099-NEC

Any non-corporate person to whom you paid $600+ for services. Exceptions: payments to C-Corps/S-Corps (except attorneys), payments via credit card/processor (reported on 1099-K).

Key Deadline

January 31: Furnish to recipients AND file with the IRS. No automatic extension.

NJ State Filing

NJ participates in the Combined Federal/State Filing Program. E-filing with the IRS automatically forwards to NJ.

Penalties

Range from $60 to $310 per form depending on lateness. Intentional disregard: $630+ per form with no cap.

Common Mistakes

Not collecting W-9s before payment, issuing to corporations unnecessarily, and misclassifying employees as contractors.

1099contractorsnj-taxcompliance

Disclaimer: The information provided is for general educational purposes only and does not constitute tax, legal, or investment advice. This content is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code. Tax outcomes depend on your specific facts and circumstances. Viewing this material does not create a CPA-client relationship. Personalized advice is provided only through a signed engagement letter.

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