Virtual CPA Firm | Tax & Accounting Services
Monaco CPA – Livingston, New Jersey | Serving Clients Nationwide
Clarity. Proactivity. Peace of Mind.
Monaco CPA is a fully virtual CPA firm providing modern accounting, bookkeeping, tax preparation, and advisory services to individuals and businesses across New Jersey and nationwide. Based in Livingston, we combine deep expertise in cryptocurrency taxation with comprehensive small business accounting—all delivered through secure cloud technology with no commute required.
Work directly with Gregory Monaco, CPA, MBA—not junior staff or seasonal preparers. Get proactive tax planning year-round, not just at filing time. Whether you're a crypto investor navigating IRS rules, a small business owner seeking organized books, or an accounting firm needing overflow support, we deliver expert guidance tailored to your situation.
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AS FEATURED IN
Why New Jersey Businesses Choose Monaco CPA
Direct CPA Access
You work directly with Gregory Monaco, a licensed New Jersey CPA with an MBA. No handoffs to junior staff, no call centers, no runaround. Every tax return, financial question, and strategic decision gets expert-level attention from someone who knows your situation.
Proactive, Not Reactive
We don't just tally numbers at year-end—we plan ahead. Expect quarterly check-ins, year-round tax planning, and strategies to minimize your tax burden before it's too late. No last-minute scrambling or surprise tax bills.
Clarity, Always
Say goodbye to accounting jargon. We explain your financials in plain English, provide clear dashboards, and ensure you always understand where your money is going. Every report comes with actionable insights, not confusing spreadsheets.
Our Services
One firm, many solutions—tailored to what you need.
Monthly reconciliations, accurate financial statements, accounts payable/receivable, payroll processing, and QuickBooks Online management. We serve as your virtual accounting department, keeping books organized for smarter decision-making and tax-ready records.
Strategic financial leadership for growing businesses ($1M+ revenue). Financial modeling, cash flow forecasting, KPI dashboards, investor-ready reporting, and pricing strategy. Get CFO-level guidance without the full-time cost.
Comprehensive tax services for individuals and businesses. Federal and New Jersey state returns, multi-state filing, LLC and S-Corp returns, Schedule C preparation. We identify every deduction and credit while providing year-round tax planning strategies to reduce your liability.
Specialized crypto tax preparation for Bitcoin, Ethereum, DeFi, NFTs, staking, and mining. We calculate capital gains, track cost basis across multiple exchanges and wallets, prepare Form 8949, and ensure full IRS compliance. From routine trades to complex DeFi protocols, we handle it all.
For CPA and accounting firms: confidential back-office support during tax season or for specialized projects. Expand your capacity, serve more clients under your brand, and meet deadlines without burning out your team. We handle tax prep, bookkeeping cleanup, and crypto tax work behind the scenes.
Who We Help
Individuals & Families:
Whether you're a W-2 earner or a family with multiple income sources, we make tax time stress-free. Annual returns, IRS notice response, retirement planning, and maximizing every deduction you're entitled to.
Small Businesses & Freelancers:
Focus on running your business—we handle the accounting. Bookkeeping, entity selection (LLC vs. S-Corp), quarterly estimates, payroll, and strategies to legally reduce taxes. Consider us an extension of your team.
Crypto Investors & Businesses:
From casual investors to full-time traders, we handle cryptocurrency's unique tax challenges. Capital gains calculation, cost basis tracking, staking and mining income, DeFi transactions, and NFT sales. Complex wallet or exchange data? We use advanced tools to reconcile high-volume activity.
CPA & Accounting Firms:
Overloaded or facing a client request outside your expertise? We offer white-label support—you maintain client relationships while we assist behind the scenes. Tax prep, bookkeeping, crypto specialization. Your firm delivers quality; we handle the overflow.
By the Numbers
100% Secure
All documents handled through encrypted TaxDome portal. Bank-level security, AICPA best practices for confidentiality.
24-Hour Response Time
Questions answered within one business day. You won't be left waiting for critical financial answers.
50 States Served
Based in New Jersey, delivering services nationwide through virtual meetings and cloud technology. Multi-state tax expertise included.
How It Works
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1. Connect
Schedule your free 15-minute consultation. We'll discuss your needs, answer questions, and provide transparent pricing. Book online or call (862) 320-9554.
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2. Upload
We set you up on our secure TaxDome portal. Upload documents—tax returns, QuickBooks files, statements—quickly and safely. No paper shuffling required.
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3. Review
Gregory Monaco analyzes your information, identifies opportunities, and prepares deliverables—books, returns, or financial plans. We may follow up with questions to ensure accuracy.
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4. Relax
Your accounting and tax matters are handled. We deliver results on time, walk you through everything, and provide year-round support—not just once-a-year service.
Industry Specializations
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Crypto & Digital Assets: Bitcoin, Ethereum, DeFi, NFTs, mining, staking, international compliance
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E-Commerce & Online Business: Multi-state sales tax, inventory management, platform optimization
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Professional Services: Consultants, freelancers, project profitability, contractor management
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Real Estate Investment: Rental properties, 1031 exchanges, cost segregation studies
Serving New Jersey & Nationwide
Headquartered in Livingston, Essex County, Monaco CPA serves clients throughout New Jersey and all 50 states. Our virtual model provides secure document handling, flexible scheduling, and expert service regardless of your location.
New Jersey areas we serve:
Livingston, West Orange, Short Hills, Millburn, Montclair, Morristown, Jersey City, Newark, Princeton, Hoboken, Summit, Westfield, and all counties throughout New Jersey.
Ready to Get Started?
Experience the Monaco CPA difference: direct access to an experienced CPA, same-day responses, proactive planning, modern technology, and transparent pricing. We maintain a select client base to ensure exceptional service quality.
Free 15-Minute Consultation • No Obligation
📍 Livingston, NJ | Serving clients nationwide