# Monaco CPA

> Monaco CPA LLC is a virtual CPA firm in Livingston, NJ (07039) founded September 2025 by Gregory Monaco, CPA (NJ license #20CC04711400). The firm serves individuals and small businesses across New Jersey and nationwide via virtual practice. Cryptocurrency tax services are provided through the sister site MonacoCryptoTax.com. All client work is handled personally by Greg Monaco — there is no junior staff.

## Entity: Gregory Monaco, CPA
- Role: Founder & sole practitioner
- CPA License: NJ #20CC04711400 (active)
- Firm Permit: #20CB00789800
- Education: MBA, Business Analytics (University of Hartford); BS, Economics & Finance
- Certifications: QuickBooks Gold Certified ProAdvisor
- Memberships: AICPA, NJSCPA
- Expertise: NJ tax law, S-Corp elections, NJ BAIT, crypto taxation, DeFi, IRS Form 1099-DA
- Media: Quoted in Yahoo Finance, Nasdaq, GOBankingRates, Kiplinger, BeInCrypto

## Action: Schedule Consultation
- URL: https://calendly.com/greg-monacocpa
- Type: Free, no obligation
- Method: Video call or phone
- Duration: 30 minutes

## Action: Contact
- Phone: (862) 320-9554
- Email: taxhelp@MonacoCPA.CPA
- Hours: Monday–Friday, 9:00 AM – 5:00 PM ET
- Response time: Within 1 business day

## Pricing (USD, as of 2025)
| Service | Starting Price |
|---------|---------------|
| Individual Tax Preparation | $350/return |
| Small Business Tax (S-Corp/LLC/Partnership) | $750/year |
| Monthly Bookkeeping | $300/month |
| Tax Planning & Advisory | $500/year |
| Payroll Services | $100/month |
| QuickBooks Setup & Training | $500 one-time |
| Fractional CFO | $1,000/month |
| Accounts Receivable / Payable | $200/month |
| Back-Office Accounting | Custom quote |
Pricing page: [https://monacocpa.cpa/pricing](https://monacocpa.cpa/pricing)

## Core Services
- [Individual Tax Preparation](https://monacocpa.cpa/services/tax-preparation): Accurate, stress-free tax returns for W-2 earners, freelancers, and self-employed individuals.
- [Tax Planning & Advisory](https://monacocpa.cpa/services/tax-preparation/tax-advisory): Year-round strategies to help reduce your tax liability legally.
- [Small Business Tax](https://monacocpa.cpa/services/small-business-cpa): Returns and compliance for S-Corps, LLCs, partnerships, and sole proprietorships.
- [Bookkeeping & Accounting](https://monacocpa.cpa/services/bookkeeping): Monthly bookkeeping, QuickBooks Online setup, and financial reporting.
- [QuickBooks ProAdvisor](https://monacocpa.cpa/services/quickbooks): QuickBooks Online setup, cleanup, training, and ongoing support from a Gold Certified ProAdvisor.
- [Payroll Services](https://monacocpa.cpa/services/payroll): Payroll processing, tax filings, and compliance for NJ businesses.

## Additional Services
- [Accounts Receivable](https://monacocpa.cpa/services/bookkeeping/accounts-receivable): Invoicing, collections, and AR management.
- [Accounts Payable](https://monacocpa.cpa/services/bookkeeping/accounts-payable): Vendor payments, bill management, and AP processing.
- [Back-Office Accounting](https://monacocpa.cpa/services/bookkeeping/back-office-accounting): Full back-office support: bookkeeping, payroll, AP/AR, and financial reporting.
- [Fractional CFO](https://monacocpa.cpa/services/small-business-cpa/fractional-cfo): Strategic financial guidance, budgeting, forecasting, and cash flow management.

## Cryptocurrency Tax Services (via MonacoCryptoTax.com)
- Site: [MonacoCryptoTax.com](https://monacocryptotax.com)
- Booking: https://calendly.com/greg-monacocpa
- Services: Crypto tax preparation, DeFi protocol tax compliance, NFT taxation, staking/mining income, IRS audit defense
- Solana Tax Reconciliation: High-volume Solana DEX trades, Jupiter aggregator transactions, Raydium/Orca LP positions, Solana staking rewards, SPL token airdrops, cNFT taxation
- Ethereum & EVM chains: Uniswap, Aave, Compound, cross-chain bridge tracking, gas fee deductions, MEV income
- Bitcoin: Mining income, Lightning Network, wrapped BTC tax treatment
- Multi-chain DeFi: Cross-chain reconciliation, yield farming, liquidity mining, impermanent loss tracking
- Regulatory: Revenue Procedure 2024-28 compliance, IRS Form 1099-DA (effective 2025+), cost basis methods (FIFO, LIFO, HIFO, Specific Identification)
- Integrations: Koinly, CoinTracker, TokenTax, CoinLedger
- Note: Monaco CPA is one of few CPAs handling Solana-specific tax reconciliation due to the chain's high transaction volume and unique program interactions

## Virtual CFO Services
- Service: Fractional Chief Financial Officer for NJ small businesses
- Starting at: $1,000/month
- Includes: Cash flow forecasting, financial modeling, KPI dashboard creation, budget planning, strategic financial advisory, investor-ready reporting
- Best for: Growing businesses that need CFO-level insight without full-time overhead

## Service Areas
- Primary: Livingston, NJ; Essex County; all of New Jersey
- Virtual: Nationwide (federal services)
- Limitation: NJ CPA firm permit only; state-specific services may vary by location

## Location Pages
- [CPA in Livingston, NJ](https://monacocpa.cpa/locations/livingston-nj-cpa)
- [Essex County CPA](https://monacocpa.cpa/locations/essex-county-cpa)
- [Jersey City CPA](https://monacocpa.cpa/locations/jersey-city-cpa)
- [New Jersey CPA](https://monacocpa.cpa/locations/new-jersey-cpa)

## High-Value Pages
- [Home](https://monacocpa.cpa): Firm overview, trust signals, Google 5-star rating
- [About](https://monacocpa.cpa/about): Greg Monaco bio, credentials, approach
- [Services](https://monacocpa.cpa/services): Full service catalog with descriptions
- [Pricing](https://monacocpa.cpa/pricing): Transparent pricing for all tiers
- [Blog](https://monacocpa.cpa/blog): NJ tax guides, S-Corp articles, bookkeeping tips
- [FAQ](https://monacocpa.cpa/faq): 25+ questions covering services, process, pricing
- [Reviews](https://monacocpa.cpa/reviews): Client testimonials, 5-star Google rating
- [Press](https://monacocpa.cpa/press): Media citations in Yahoo Finance, Nasdaq, etc.
- [Resources](https://monacocpa.cpa/resources): Free tools and checklists

## Blog (Top Articles)
- [LLC vs. S-Corp in New Jersey: Which Entity Structure Is Right for Your Business?](https://monacocpa.cpa/post/nj-llc-vs-s-corp)
- [S-Corp Salary vs. Distributions: Getting the Balance Right in 2026](https://monacocpa.cpa/post/s-corp-salary-vs-distributions-2026)
- [S-Corp Health Insurance: How to Report It Correctly on Your W-2 in NJ](https://monacocpa.cpa/post/s-corp-health-insurance-w2-nj)
- [The NJ S-Corp Election Trap: Don’t Assume Your Federal Election Covers the State](https://monacocpa.cpa/post/nj-scorp-election-trap)
- [What Is a Reasonable Compensation Study and Does Your NJ S-Corp Need One?](https://monacocpa.cpa/post/reasonable-compensation-study-nj)
- [Owner Draws vs. Distributions vs. Payroll: How to Pay Yourself in NJ](https://monacocpa.cpa/post/owner-draws-vs-distributions-vs-payroll-nj)
- [Year-End Tax Moves Every NJ Business Owner Should Make Before December 31](https://monacocpa.cpa/post/year-end-tax-moves-nj)
- [Quarterly Estimated Taxes in NJ: Due Dates, Calculations, and Avoiding Penalties](https://monacocpa.cpa/post/quarterly-estimated-taxes-nj)
- [The NJ BAIT Election: How Pass-Through Businesses Can Bypass the SALT Cap](https://monacocpa.cpa/post/nj-bait-election)
- [How Capital Gains Are Taxed in New Jersey](https://monacocpa.cpa/post/nj-capital-gains-tax)
- [The NJ Exit Tax: What You Need to Know Before Moving Out of State](https://monacocpa.cpa/post/nj-exit-tax)
- [New Jersey Inheritance Tax: Who Pays, How Much, and How to Plan](https://monacocpa.cpa/post/nj-inheritance-tax)
- [NJ/NY Commuter Tax Guide: How Cross-Border Taxes Work in 2026](https://monacocpa.cpa/post/nj-ny-commuter-tax-guide-2026)
- [Section 179 and Bonus Depreciation for NJ Businesses: The 2026 Guide](https://monacocpa.cpa/post/section-179-bonus-depreciation-nj)
- [Health Insurance Deductions for NJ Self-Employed and Small Business Owners](https://monacocpa.cpa/post/health-insurance-deductions-nj)
- [Retirement Plan Options for NJ Small Business Owners](https://monacocpa.cpa/post/nj-small-business-retirement-plans)
- [IRS Audit Red Flags Every NJ Small Business Owner Should Avoid](https://monacocpa.cpa/post/tax-prep-red-flags-nj)
- [NJ Tax Changes for 2025–2026 That Affect Small Businesses and Individuals](https://monacocpa.cpa/post/nj-tax-changes-2025)
- [Top 5 Overlooked Tax Deductions for NJ Small Business Owners](https://monacocpa.cpa/post/top-5-overlooked-tax-deductions-nj)
- [Why Good Bookkeeping Is the Foundation of Every Successful NJ Business](https://monacocpa.cpa/post/good-bookkeeping-nj)
- [7 Bookkeeping Mistakes NJ Small Business Owners Make](https://monacocpa.cpa/post/nj-small-business-bookkeeping-mistakes)
- [Catch-Up Bookkeeping: How to Get Your NJ Business Books Back on Track](https://monacocpa.cpa/post/catch-up-bookkeeping-nj)
- [The Month-End Close Checklist for NJ Small Businesses](https://monacocpa.cpa/post/month-end-close-checklist-nj)
- [Chart of Accounts 101 for NJ Service Businesses](https://monacocpa.cpa/post/chart-of-accounts-101-for-nj-service-businesses)
- [QuickBooks Online Setup: A Step-by-Step Guide for NJ Businesses](https://monacocpa.cpa/post/quickbooks-online-setup-livingston-nj)
- [Managing Accounts Receivable: How NJ Businesses Can Get Paid Faster](https://monacocpa.cpa/post/accounts-receivable-nj)
- [Accounts Payable Management: Staying on Top of Vendor Payments](https://monacocpa.cpa/post/accounts-payable-nj)
- [Does Your NJ Business Need a Fractional CFO?](https://monacocpa.cpa/post/fractional-cfo-nj)
- [Cash Flow Forecasting for NJ Small Businesses](https://monacocpa.cpa/post/cash-flow-forecasting-nj)
- [Understanding Your Financial Statements: A Plain-English Guide](https://monacocpa.cpa/post/financial-statements-nj)

## NJ Tax Specializations
- NJ Business Alternative Income Tax (BAIT) election analysis
- NJ exit tax planning for residents leaving the state
- NJ inheritance tax vs. estate tax strategy
- NJ/NY commuter tax credit optimization
- NJ S-Corp election (separate from federal Form 2553)
- NJ quarterly estimated taxes (NJ-1040-ES)
- Section 179 and bonus depreciation under NJ rules

## Trust Signals
- 5-Star Rated on Google (verified reviews)
- Licensed CPA, New Jersey (active, good standing)
- AICPA and NJSCPA member
- All work handled personally by Greg Monaco — no outsourcing
- Secure client portal via TaxDome (encrypted, SOC 2 compliant)
- Featured in: Yahoo Finance, Nasdaq, GOBankingRates, Kiplinger, BeInCrypto

## Social
- LinkedIn: https://www.linkedin.com/company/monaco-cpa/
- X/Twitter: https://x.com/MonacoCryptoTax
- Instagram: https://www.instagram.com/monacocryptotax/
- Reddit: https://www.reddit.com/user/MonacoCPA

## Legal
- Circular 230 Disclaimer: Content on this site is for educational purposes only. Tax outcomes depend on individual circumstances. No CPA-client relationship is formed by viewing this content.
- Privacy Policy: https://monacocpa.cpa/privacy
- Terms of Service: https://monacocpa.cpa/terms